Does shopping around for a car affect your credit score if its done in the same day?
Tzek asked:
My husband and I are in the market for a vehicle and I was told if your shopping is done within seven days it wont affect your score. In other words if you visit for example 3 different car dealerships and all three you submit applications to that as long as you settle for a deal within a week that it wont effect your current credit score. Or something to that effect. Appreciate any feedback on this.
My husband and I are in the market for a vehicle and I was told if your shopping is done within seven days it wont affect your score. In other words if you visit for example 3 different car dealerships and all three you submit applications to that as long as you settle for a deal within a week that it wont effect your current credit score. Or something to that effect. Appreciate any feedback on this.
How to buy a gift card can be used for online shopping?
Dick K asked:
I want to buy a gift card that can be used for online shopping for my sister’s birthday present. I’m 15 and don’t have a credit card.
Can I just go to a convenience store and buy one with cash?
Do I have to pay fees to buy one and how to avoid them?
Can a gift card be used like any other credit cards?
I want to buy a gift card that can be used for online shopping for my sister’s birthday present. I’m 15 and don’t have a credit card.
Can I just go to a convenience store and buy one with cash?
Do I have to pay fees to buy one and how to avoid them?
Can a gift card be used like any other credit cards?
When shopping for a mortgage how is your credit score affected?
joy asked:
I was told that you had 60 days after getting pre- qual info while shopping for a mortgage before your credit score was affected. Is this true?
I was told that you had 60 days after getting pre- qual info while shopping for a mortgage before your credit score was affected. Is this true?
When shopping around for the best interest rate, how it my credit score affected?
Sciguy asked:
I plan on shopping around for the best deal on a home mortgage, I read on one of the credit bureaus that many credit inquiries in a short time count as one hit. But I am aware that the more credit inquires you have in a short time makes you a risk.
I plan on shopping around for the best deal on a home mortgage, I read on one of the credit bureaus that many credit inquiries in a short time count as one hit. But I am aware that the more credit inquires you have in a short time makes you a risk.
How many bank inquires can I have on my credit before it is effected? Please list sources if possible.
Can I use Visa debit card for online shopping? What is the difference from Visa credit card?
rachel asked:
Can I use Visa debit card for online shopping as same as visa credit card??I am experiencing some difficultis on some online shopping site, and I am wondering the problem might from the card.
Can I use Visa debit card for online shopping as same as visa credit card??I am experiencing some difficultis on some online shopping site, and I am wondering the problem might from the card.
Is it okay to use my debit card for online shopping?
ashLey C asked:
I use chevy chase & their debit cards have the Visa logo on it, so does that mean i can use it as a credit card for shopping online? & would it take longer for the payment to be comfirmed than a credit card, or is it just instant also?
I use chevy chase & their debit cards have the Visa logo on it, so does that mean i can use it as a credit card for shopping online? & would it take longer for the payment to be comfirmed than a credit card, or is it just instant also?